LARSON, Justice.
Vance Kirk and two companions were killed in a one-car accident in Illinois in April 1984. The car was owned by Lanny Weeks, one of the occupants. Neither Weeks nor the car was insured. Vance Kirk was covered under two insurance policies with Farm & City Insurance Company, both of them containing uninsured motorist coverage in the amount of $20,000.
A demand under the uninsured motorist provisions was made by the administrator of Kirk...
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