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HARBOR HOUSE CONDOMINIUM ASS'N v. MASSACHUSETTS BAY INS. CO.

No. 89-1183.

915 F.2d 316 (1990)

HARBOR HOUSE CONDOMINIUM ASSOCIATION and Unit 1 Corporation, Plaintiffs-Appellants, v. MASSACHUSETTS BAY INSURANCE COMPANY, Defendant-Appellee.

United States Court of Appeals, Seventh Circuit.

Decided October 9, 1990.

Attorney(s) appearing for the Case

Roger B. Harris, Robert K. Blain, Altheimer & Gray, Chicago, Ill., for plaintiffs-appellants.

Frederick H. Crystal, Jr., Richard D. Heytow, Douglas J. Rathe, Crystal & Heytow, Chicago, Ill., for defendant-appellee.

Before CUMMINGS and MANION, Circuit Judges, and GRANT, Senior District Judge.

GRANT, Senior District Judge.

Plaintiffs brought suit against the defendant, Massachusetts Bay Insurance Co., seeking indemnification under an "all risk" insurance policy for damage allegedly sustained to a perimeter heating system by freezing temperatures.

THE POLICY

At all times relevant, the plaintiffs were covered by a policy of insurance which insured "against all risks of direct physical loss...

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