OPINION
McCLOUD, Chief Justice.
Golda Lyons sued her insurer, The Millers Casualty Insurance Company of Texas, on an insurance contract and for unfair claims settlement practices. Lyons alleged that her home was damaged on April 29, 1984, as a result of a windstorm. Millers answered that the damages were caused by "settling, cracking, bulging, shrinkage, or expansion" of the foundation, a condition excluded by the policy of insurance. The jury found that...
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