JERRY E. SMITH, Circuit Judge:
The plaintiff in this case suffered the misfortune of becoming ill at a most inopportune time: during the application process for insurance coverage. Consequently, we are asked to decide whether an interim disability insurance policy was in effect prior to plaintiff's hospitalization for coronary by-pass surgery. Concluding that he failed, principally as a consequence of his own inaction, to satisfy conditions precedent for insurance...
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