JOHNSON, Circuit Judge:
Defendants Robert H. Hopkins, Jr., Morten Hopkins, and John W. Harrell appeal from their convictions on various charges of conspiring to commit an offense against the United States, willfully causing the concealment of material facts from a federal agency, willfully misapplying the funds of an institution insured by the Federal Savings and Loan Insurance Corporation, and of knowingly making false entries in the records of that institution....
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