Order unanimously affirmed without costs.
Memorandum:
The doctrine of waiver precludes an insurer from disclaiming coverage under an insurance policy where the insurer, with knowledge that there is a ground to void policy, nonetheless acts in recognition of the validity of the policy (see, Titus v Glens Falls Ins. Co., 81 N.Y. 410, 419; Gilbert Frank Corp. v Federal Ins. Co.,
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