MEMORANDUM OPINION AND ORDER
H. CLYDE PEARSON, Chief Judge.
The issue before the court is whether insurance proceeds resulting from the destruction of the debtor's automobile rightfully belong to the debtor or the first lienholder on the vehicle.
The facts are as follows: Sylvia Woods ("debtor") filed a Chapter 13 petition in this court on September 8, 1988. At that time, debtor owned a 1983 Oldsmobile Omega automobile encumbered by two liens. The...
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