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IN RE COLE

Bankruptcy No. 88-4-1641-SD.

104 B.R. 736 (1989)

In re Catherine Melvina COLE, Debtor.

United States Bankruptcy Court, D. Maryland, at Rockville.

August 31, 1989.

Attorney(s) appearing for the Case

Debra Gardner, Legal Aid Bureau, Inc., Frederick, Md., for debtor.

Marleen L. Brooks, Potomac Edison Co., Hagerstown, Md., for Potomac Edison Co.

MEMORANDUM OF DECISION AS TO OFFSET OF UTILITY DEPOSIT

E. STEPHEN DERBY, Bankruptcy Judge.

The issues in this matter involve how to apply a consumer debtor's unapplied, pre-petition utility deposit which has been claimed as exempt. This is a no asset Chapter 7 case. Among the property items which Debtor claimed as exempt was a deposit with Potomac Edison Company in the amount of $175.98, including interest thereon. This exemption item was added by an amendment...

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