MILLER, Judge.
Mark Haeberle brings this appeal from a judgment of the Boyd Circuit Court sitting without jury.
The facts are these: On July 14, 1980, appellant, then a resident of Georgia, obtained a $75,000 loan from Citicorp Person to Person Financial Center, Inc. (Citicorp). Appellant issued his $75,000 promissory note (secured by a lien upon his home) to Citicorp. It was to be repaid on a monthly basis over the next twelve years. As part of the transaction...
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