WATSON, Justice.
This case involves a collision between a pickup truck driven by plaintiff, Thomas L. Lee, Sr., and a Missouri Pacific Railroad engine. Lee was employed by Solids Control, Inc., an oil field service company which had workers' compensation insurance with Highlands Insurance Company. Lee settled his claim with Highlands for a lump sum of $40,000 plus prior compensation benefits of $24,888 and medical expenses of $35,298. Lee and Highlands agreed that...
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