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INDEPENDENT FIRE INS. CO. v. MUT. ASSUR., INC.

88-741.

553 So.2d 115 (1989)

INDEPENDENT FIRE INSURANCE COMPANY, INC. v. MUTUAL ASSURANCE, INC.

Supreme Court of Alabama.

November 3, 1989.

Attorney(s) appearing for the Case

Albert L. Jordan and Timothy S. Ritchie of Wallace, Brooke & Byers, Birmingham, for appellant.

W. Stancil Starnes, Walter W. Bates, and M. Christopher Eagan of Starnes & Atchison, Birmingham, for appellee.

STEAGALL, Justice.

On July 4, 1986, Jane Turnipseed was severely injured in a boating accident while water skiing on Lake Martin; she sued both James Bennett, the operator of the boat, and his father, Dr. Willard Bennett, the owner of the boat. James Bennett was insured under an Independent Fire Insurance Company homeowner's policy with a $100,000 limit. Dr. Bennett had a $300,000 contract of insurance with American States Insurance Company, which paid its policy...

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