MEMORANDUM OPINION
DOUGLAS O. TICE, Jr., Bankruptcy Judge.
These two chapter 13 cases involve identical issues of whether a fully secured deed of trust creditor is entitled to interest on pre-petition delinquent deed of trust payments which are to be brought current under the chapter 13 plans. The interest in question is in addition to regular interest required under the note and included in the monthly loan payments. In neither case do
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