On August 5, 1986, a motor vehicle operated by respondent Maria Rivera was involved in an accident with one operated by Danilo Fernandez. Rivera's automobile was insured under a policy issued to Bernardo Rivera by Allstate. The second vehicle was owned by Nicodermo Urbina and, according to the New York State Department of Motor Vehicles registration plate record, commonly referred to as the FS-25 form, was insured by Prudential. On file with the Department of Motor Vehicles...
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