MARTIN v. NATIONWIDE MUTUAL INS. CO.

No. 1313, September Term, 1988.

79 Md. App. 422 (1989)

557 A.2d 262

WILLIAM L. MARTIN, ET UX. v. NATIONWIDE MUTUAL INSURANCE CO., ET AL.

Court of Special Appeals of Maryland.

May 3, 1989.


Attorney(s) appearing for the Case

John R. Foran (Horowitz and Foran, on the brief), Greenbelt, for appellants.

Mary S. Akerley (Sasscer, Clagett, Channing & Bucher, on the brief), Upper Marlboro, for appellees.

Argued before WILNER, WENNER and FISCHER, JJ.


WILNER, Judge.

Md. Code Ann. art. 48A, § 539(a) requires every automobile insurance policy sold in Maryland to provide up to $2,500 in benefits for medical expenses and "loss of income" as the result of an accident. These are "first party" benefits, payable by the insurer to its insured(s) without regard to who was at fault in the accident, and are commonly referred to as PIP (Personal Injury Protection) benefits.

Section 541(b) of art. 48A specifically...

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