DECISION and ORDER
BURTON PERLMAN, Chief Judge.
This contested matter arises in a Chapter 7 consumer case. At hand is an objection by the trustee to an exemption claimed by the debtor under the exemption laws of Ohio, Ohio having pursuant to 11 U.S.C. § 522(b)(1), opted out of the federal exemption statute.
In her Schedule B-2, debtor listed a life insurance policy of which her mother is the beneficiary, having a cash surrender value of $713...
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