OPINION
ENSLEN, District Judge.
This matter is before the Court on Citizens Trust & Savings Bank's ("Citizens") appeal from the Bankruptcy Court's November 20, 1987 Order confirming the debtor, David N. Schafer's Chapter 13 Plan. Citizens holds a mortgage secured by approximately 100 acres of pasture land which the debtor uses in his farming operations and which does not constitute his principal residence. The mortgage provided for monthly payments of...
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