DAVIS v. OTTUMWA YMCA

No. 87-1568.

438 N.W.2d 10 (1989)

Randy A. DAVIS and Nancy Davis, Husband and Wife, and Randy A. Davis, as Next Friend of Wendy Davis, a Minor Child, Appellants, v. OTTUMWA YOUNG MEN'S CHRISTIAN ASSOCIATION, State Farm Insurance Company, Blue Cross of Iowa, and Blue Shield of Iowa, Appellees.

Supreme Court of Iowa.

Rehearing Denied May 12, 1989.


Attorney(s) appearing for the Case

Vern M. Ball of Ball Law Offices, Bloomfield, for appellants.

Richard J. Gaumer of Webber, Gaumer, Emanuel & Daily, P.C., Ottumwa, for appellee Young Men's Christian Ass'n of Ottumwa.

John N. Moreland and John R. Webber III of McKay and Moreland, P.C., Ottumwa, for appellee State Farm Ins. Co.

F. Richard Lyford and Elaine M. Brown of Dickinson, Throckmorton, Parker, Mannheimer & Raife, P.C., Des Moines, for appellee Blue Cross of Iowa and Blue Shield of Iowa.

Considered by HARRIS, P.J., and LARSON, SCHULTZ, CARTER and SNELL, JJ.


LARSON, Justice.

Randy Davis was employed by the Ottumwa YMCA in late 1982. One of the fringe benefits of this job was coverage under a group health insurance policy with Blue Cross and Blue Shield of Iowa (Blue Cross). Health insurance coverage was critical to Davis because his daughter, Wendy, was a Down's syndrome child. Wendy soon required extensive medical treatment, and Davis looked to Blue Cross for reimbursement...

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