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IN RE CORRELL

Bankruptcy Nos. 87-00235E, 88-00466E, 88-01610 PGH, 89-0051 PGH and 88-00348E, Adv. Nos. 88-0085, 88-0097, 88-0417, 89-0040, 89-0005.

105 B.R. 302 (1989)

In re Stewart J. CORRELL and Sharon M. Correll a/k/a Sharon Adams, Debtors. Stewart J. CORRELL and Sharon M. Correll a/k/a Sharon Adams, Plaintiffs, v. UNION NATIONAL BANK OF PITTSBURGH; Edinboro University of Pennsylvania; United States of America; and Pennsylvania Higher Education Assistance Agency, Defendants. In re Fred A. RUGH and Kathy J. Rugh, Debtors. Fred A. RUGH and Kathy J. Rugh, Plaintiffs, v. HIGHER EDUCATION ASSISTANCE FOUNDATION and Chase Manhattan Bank, N.A., Defendants. In re Ralph M. GRAVANTE and Jimilene Gravante, Debtors. Jimilene GRAVANTE, Plaintiff, v. PENNSYLVANIA HIGHER EDUCATION ASSISTANCE AGENCY, Defendant. In re Jo Ann LEDGERTON, Debtor. Jo Ann LEDGERTON, Plaintiff, v. PENNSYLVANIA HIGHER EDUCATION ASSISTANCE AGENCY, Defendant. In re Stephen P. MILES and Leslie A. Miles, Debtors. Stephen P. MILES and Leslie A. Miles, Plaintiffs, v. PENNSYLVANIA HIGHER EDUCATION ASSISTANCE AGENCY and Hamlin Bank and Trust Company, Defendants.

United States Bankruptcy Court, W.D. Pennsylvania.

October 4, 1989.

Attorney(s) appearing for the Case

K. Kevin Murphy, Harrisburg, Pa., for Pennsylvania Higher Educ. Assistance Agency.

Michael G. Nelson, Erie, Pa., for Stewart J. Correll and Sharon M. Correll.

Scott W. Schreffler, Seneca, Pa., for Fred A. Rugh and Kathy J. Rugh.

Robert W. Parker, Jr., Erie, Pa., for Higher Educ. Assistance Foundation.

Harry M. Montgomery, Pittsburgh, Pa., for Jimilene Gravante.

Herbert G. Mitchell, Jr., Hillar, Pa., for Jo Ann Ledgerton.

Ronald P. Langella, Bradford, Pa., for Stephen P. Miles and Leslie A. Miles.

OPINION

WARREN W. BENTZ, Bankruptcy Judge.

Issue

The sole issue for determination in each of these adversary proceedings is whether, upon the facts of each case, repayment of educational loans would subject the debtor to "undue hardship" so as to entitle the debtor to be discharged from liability for the debt under 11 U.S.C. § 523(a)(8)(B).

Discussion

The identical...

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