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LLOYD v. FIRST FARWEST INS.

No. 22949-4-I.

54 Wn. App. 299 (1989)

773 P.2d 426

LARRY R. LLOYD, ET AL, Appellants, v. FIRST FARWEST LIFE INSURANCE COMPANY, Respondent.

The Court of Appeals of Washington, Division One.

May 30, 1989.

Attorney(s) appearing for the Case

Catherine Hendricks, William Price, and Karr, Tuttle, Campbell, for appellants.

David Antal, Andrew R. Gala, and Schwabe, Williamson, Wyatt & Lenihan, for respondent.

WEBSTER, J.

Helmi Lloyd appeals a summary judgment declaring she has no claim under her First Farwest insurance policy for a ruptured cerebral aneurysm resulting from Lloyd's deliberate, nonmedical inhalation of cocaine. The policy covered "bodily injury caused by accident" but excluded loss due to "a sickness, disease, or disorder".

According to Lloyd's expert, her injury "was due to the hypertensive/hypermetabolic effects of cocaine on her cerebral vasculature...

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