MEMORANDUM OPINION
ROBERT McGUIRE, Chief Judge.
Pursuant to Bankruptcy Rule 7052, the following are the Court's findings of fact and conclusions of law with respect to the trial held on December 2, 1988 and March 27, 1989. This was a consolidated trial, under 11 U.S.C. § 523, of two creditors against husband and wife debtors, Jack M. Luce and Billye M. Luce ("Defendants", or individually "JML" and "BML"), respectively.
Claims of Plaintiff...
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