OPINION
VOLINN, Bankruptcy Judge:
OVERVIEW
Appellant creditor, Quaker City Federal Savings and Loan Association (Quaker) appeals the vacation of an order that had granted it relief from stay in the Chapter 13 case of appellee debtor Mary Alumnit Alvarez (Alvarez). Quaker's challenges to the factual and legal bases for the court's ruling lack merit. We affirm.
FACTUAL AND PROCEDURAL BACKGROUND
A. Quaker's Loan to Alvarez
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