Judgment affirmed.
JUSTICE CHAPMAN delivered the opinion of the court:
These consolidated cases arise out of a fire which destroyed a bank building in Cairo, Illinois, on September 19, 1985. The building was owned by Charles Koen and Associates, a corporation formed by the defendant, Charles Koen, and the plaintiff, Alphonso Farmer. The building was insured by United States Fidelity and Guaranty Company (USF&G), the defendant in appeal No. 5-87-0699. Prior...
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