DOW CHEMICAL CO. v. ASSOCIATED INDEM. CORP.

No. 85-CV-10037-BC.

727 F.Supp. 1524 (1989)

The DOW CHEMICAL COMPANY, Plaintiff, v. ASSOCIATED INDEMNITY CORPORATION; The American Insurance Company; Aetna Casualty & Surety Company; American Home Assurance Company; California Union Insurance Company; Central National Insurance Company of Omaha; The Home Insurance Company; International Surplus Lines Insurance Company; Midland Insurance Company; Underwriters at Lloyd's London; and Insurance Companies Subscribing Policies CU 10086, CU 10087, CU 10088, K 25298, and UGL 0519, Defendants.

United States District Court, E.D. Michigan, N.D.

December 15, 1989.


Attorney(s) appearing for the Case

Joseph L. Falik, Eric H. Lipsitt, Greg Smith, Wise & Marsac, Detroit, Mich., Philip S. Beck, Samuel A. Haubold, Michael P. Foradas, Kirkland & Ellis, Chicago, Ill., Samuel P. Jordan, R.W. Barker, Legal Dept. The Dow Chemical Co., Midland, Mich., for Dow.

Andrew Butz, Gary M. Elden, Charles S. Bergen, Irving C. Faber, Grippo & Elden, Chicago, Ill., Glenn F. Doyle, Carl H. Smith, Smith & Brooker, Bay City, Mich., for Assoc. Indem. & American Ins.

William M. Cohn, William T. Cahill, Matthew Gehringer, Phelan, Pope & John, Chicago, Ill., Floyd Wetmore, Francis, Wetmore & Groom, Midland, Mich., for Aetna Cas.

Randall Phillips, Proviser, Lichtenstein, Pearlman & Phillips, Southfield, Mich., for American Home.

James N. Martin, Victor Van Camp, Martin, Bacon & Martin, Mt. Clemens, Mich., for California Union.

Michael E. Thoits, Michael G. Costello, Plunkett & Cooney, Detroit, Mich., for Home Ins.

Timothy McVey, Sandra Young, Purcell & Wardrope, Chicago, Ill., Andrew B. Wachler, Mark S. Kopson, Andrew P. Wachler, P.C., Detroit, Mich., for Intern. Surplus.

Robert A. Alkema, Chairman, Michigan Property & Cas. Guar. Ass'n, Livonia, Mich., Andrew A. Alberti, Acting Sp. Deputy Superintendent of Insurance, Liquidation Bureau — State of New York Ins. Dept., New York City, for Midland Ins.

John B. Haarlow, Lord, Bissell & Brook, Chicago, Ill., George M. Tunison, Purcell, Tunison & Cline, Saginaw, Mich., for Central Nat. & Lloyd's.


MEMORANDUM OPINION

CHURCHILL, Chief Judge.

I. Introduction

This opinion supplements the Court's Memorandum Opinion filed September 7, 1989, see Dow Chemical Co. v. Associated Indemnity Corp. et al., 724 F.Supp. 474 (E.D.Mich.1989) [hereinafter Dow I], which contains an overview of issues raised in this case but specifically addresses only the "trigger of coverage" issue. The focus herein...

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