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IN RE HOUGLAND

No. 89-35009.

886 F.2d 1182 (1989)

In re Estel Ray HOUGLAND, Ruth Evelyn Hougland, Debtors. Estel Ray HOUGLAND; Ruth Evelyn Hougland, Appellees, v. The LOMAS & NETTLETON COMPANY, Creditor-Appellant.

United States Court of Appeals, Ninth Circuit.

Decided October 4, 1989.

Attorney(s) appearing for the Case

James N. Esterkin, Portland, Or., for creditor-appellant.

William B. Owens, Bend, Or., for appellees.

Before PREGERSON, TROTT and FERNANDEZ, Circuit Judges.

FERNANDEZ, Circuit Judge:

The Lomas & Nettleton Company ("Lomas") appeals from the decision of the district court, which reversed an order of the bankruptcy court and directed confirmation of the plan of Estel Ray Hougland and Ruth Evelyn Hougland ("Debtors") under Chapter 13 of the Bankruptcy Code.

The district court determined that the claim of a lender on residential real estate could be bifurcated into a secured and unsecured portion, and that the...

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