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COTTON v. STATE FARM MUT. AUTO. INS. CO.

87-855.

540 So.2d 1387 (1989)

Louis V. COTTON v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY.

Supreme Court of Alabama.

March 3, 1989.

Attorney(s) appearing for the Case

Joseph M. Cloud of Cloud and Fees, Huntsville, for appellant.

Patrick W. Richardson and Denise A. Ferguson of Bell, Richardson & Sparkman, Huntsville, for appellee.

ADAMS, Justice.

This is an appeal from a declaratory judgment in favor of State Farm Mutual Automobile Insurance Company ("State Farm") on Louis B. Cotton's claim for underinsured motorist benefits.

Cotton was injured in an automobile accident in Huntsville, Alabama, in August 1986. The parties have stipulated that the other driver, Larry Bowen, was at fault. Cotton's injuries resulted in damages exceeding $100,000.00; however, Bowen's maximum liability insurance...

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