MEMORANDUM OPINION AND ORDER
BARRY S. SCHERMER, Bankruptcy Judge.
INTRODUCTION
On November 29, 1988, David and Charlotte Vernon (hereinafter the "Debtors") filed joint voluntary petitions for relief under Chapter 12 of Title 11 of the United States Code. The filing had the effect of staying a foreclosure on farm land owned by the Debtors scheduled to occur on November 30, 1988 by Farm Credit Bank of St. Louis, the holder of a deed of trust on the...
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