GRABER, Presiding Judge.
Petitioner seeks review of an order of the Motor Vehicles Division (MVD) suspending his driving privileges. We set aside the order.
The referee found the following facts, which are supported by substantial evidence in the record. In March, 1987, petitioner obtained motor vehicle insurance from Guaranty National Insurance Company (Guaranty) through its agent, Bilyeu-Miller (Bilyeu). He received monthly billings for his insurance premium...
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