MEMORANDUM DECISION AND ORDER
STEPHEN J. COVEY, Bankruptcy Judge.
On August 4, 1989, the Court heard Debtors' Motion to Determine Amount of Allowable Secured Claim of the Tulsa Federal Employees Credit Union ("Credit Union"). After considering the evidence and the arguments of counsel, the Court finds as follows:
The following relevant facts are undisputed:
1. On December 31, 1986, Debtors entered into a loan agreement with Credit Union to...
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