MEMORANDUM-DECISION, FINDINGS OF FACT, CONCLUSIONS OF LAW AND ORDER
STEPHEN D. GERLING, Bankruptcy Judge.
On November 18, 1988, William Bero Miller ("Debtor") filed a voluntary petition under Chapter 7 of the Bankruptcy Code, 11 U.S.C.A. §§ 101-1330 (West 1979 & Supp.1989) ("Code"). In his Statement of Financial Affairs For Debtor Not Engaged in Business, he indicated being a retired machine operator, residing at 600 Pine Avenue, Herkimer,...
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