ALMON, Justice.
Progressive Insurance Company brought an action seeking declaratory relief against Alva Phifer, as administratrix of the estate of Jannie Jyleen Phifer; Alva Phifer, individually; Deborah Woods Carlisle, as administratrix of the estate of Lyda Mae Woods; B. Clark Carpenter, Jr., as administrator ad litem of the estate of Manuel Anthony Smith; and Fredonia Norman, as administratrix of the estate of Calvin Ranier Norman (hereinafter collectively referred...
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