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STATE FARM v. JIN KU CHUNG

No. S-2817.

778 P.2d 586 (1989)

STATE FARM FIRE & CASUALTY CO., a foreign corporation, Petitioner, v. JIN KU CHUNG, individually and as representative of Seung Hyo Chung, and Seung Hyo Chung, Respondents.

Supreme Court of Alaska.

August 4, 1989.

Attorney(s) appearing for the Case

David S. Carter and Joe M. Huddleston, Hughes, Thorsness, Gantz, Powell & Brundin, Anchorage, for petitioner.

John E. Havelock, Anchorage, for respondents.

Before MATTHEWS, C.J., and RABINOWITZ, BURKE, COMPTON and MOORE, JJ.

OPINION

MOORE, Justice.

This case presents the question of whether the initial binder for an insurance policy providing coverage against uninsured motorists may be construed to provide coverage against underinsured motorists.

I.

Mr. and Mrs. Chung, having recently arrived in Alaska from Korea, spoke and understood little English. The Chungs were referred to State Farm Fire & Casualty Co. to purchase automobile insurance. The Chungs...

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