OPINION
DUGGAN, Justice.
This is an appeal from a bench trial judgment determining which of two insurance policies must pay the excess portion of a judgment for damages against the two insurers' common insureds.
The driver of a vehicle involved in a collision causing bodily injury was insured by appellee, Aetna Casualty & Surety Company; the owner of the same vehicle was insured by Highlands Insurance Company for primary coverage, and by appellant...
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