COYNE, Justice.
Illinois Farmers Insurance Company appealed from an order confirming an arbitration award in favor of its named insured, Lonnie Wayne Thommen, in the amount of $30,000, the per person limit of underinsured motorist coverage afforded by the Illinois Farmers policy. On certification by the court of appeals this court accepted accelerated review. We affirm in part, reverse in part, and remand for further proceedings in conformity with this opinion.
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