DEEN, Presiding Judge.
On July 24, 1982, J. M. Dixon and his son, Ferrell Dixon, signed a promissory note in favor of the appellee in the amount of $13,000. As the younger Dixon's indebtedness increased, the father became unwilling to be responsible for any further indebtedness and on January 10, 1983, signed a "Letter of Guaranty" promising to pay $13,000 against his son's credit line or outstanding notes. On September 15,
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