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DENLEY v. PEOPLES BANK OF INDIANOLA

No. 58430.

553 So.2d 494 (1989)

Larry DENLEY and Mary M. Denley v. PEOPLES BANK OF INDIANOLA.

Supreme Court of Mississippi.

Rehearing Denied December 6, 1989.

Attorney(s) appearing for the Case

Kenneth K. Crites, S. Allan Alexander, Patterson, Tollison & Alexander, Oxford, for appellants.

E. Stephen Williams, Young, Scanlon & Sessums, Jackson, for appellee.

Charles F. Johnson, III, Edward A. Wilmesherr, E. Marcus Wiggs, III, Butler, Snow, O'Mara, Stevens & Cannada, Jackson, for amicus curiae.

Before ROY NOBLE LEE, PRATHER and BLASS, JJ.

ROY NOBLE LEE, Chief Justice, for the Court:

Larry Denley and wife, Mary, instituted suit against Peoples Bank of Indianola (Bank) in the Circuit Court of Tunica County, which suit was transferred to the Circuit Court of Sunflower County. They charge that the Bank's method of computing interest on a home loan which they paid ahead of schedule was usurious when satisfied, and they sought the penalties provided by the usury law. The lower court granted summary judgment...

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