OPINION
SHORT, Judge.
Auto-Owners Insurance Company appeals the trial court's judgment enforcing an arbitration award and ordering appellant to pay underinsurance benefits to respondents Hardy and Sandy Onasch. The arbitrators found that respondents had sustained $150,000 in damages but did not determine any liability issues. After arbitration, respondents settled with the tortfeasor for an amount below the tortfeasor's policy limits, and, after properly...
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