OPINION
DAVID A. SCHOLL, Bankruptcy Judge.
A. INTRODUCTION
The Debtor/Plaintiff in the present Adversary proceeding seeks recoupment against a Proof of Claim of Lomas & Nettleton Company (hereinafter referred to as "the Defendant") in the nature of statutory damages for violations of the federal Truth-in-Lending Act, 15 U.S.C. § 1601 et seq. (hereinafter referred to as "TILA"). The Debtor alleges that she was not provided with disclosures...
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