OPINION
ROSEMARY GAMBARDELLA, Bankruptcy Judge.
The matter before the court arises from a complaint filed on September 9, 1987 by Iris P. Christensen, the debtor herein ("debtor"), against the State of New Jersey, Division of Motor Vehicles ("DMV") seeking a determination that a surcharge imposed upon the debtor by the DMV pursuant to N.J.S.A. 17:29A-35(b)(2) for violation
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