This action was commenced to recover proceeds of a fire insurance policy issued by defendants, New York Property Insurance Underwriting Association (hereinafter NYPIUA) and F. G. Wright Agency, Inc. (hereinafter Wright), to plaintiff Linda S. O'Dell, covering premises located in the Town of Horseheads, Chemung County. Plaintiff Esther Stonier was the named payee. On March 26, 1986 the premises were totally destroyed by fire. O'Dell reported...
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