LOBRANO, Judge.
This appeal arises from a judgment in favor of plaintiff, Ronald C. Durham (Durham) and against defendant, McFarland, Gay and Clay (Clay) for damages in the amount of $20,452.81 as a result of Clay's failure to procure flood insurance coverage on Durham's Breakwater Drive residence which was damaged in Hurricane Juan.
The trial court, in a well reasoned judgment, concluded that Clay failed to properly advise Durham on the need to secure flood...
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