John ADAMSON; Virginia Brennan; Louis Capriotti; Helen Capriotti; William Carter, Jr.; Jerry Cease; Merna Cease; John Coley; Annie Coley; Lawrence Dean; Tim Emery; Rudolph Gasser; Rosalie Gasser; William Houck; Sonia Houck; Frank Humphrey; Barbara Humphrey; Clayton Jackson; Cheryl Jackson; Robin Kilby; Lewis King; Kathleen King; Susan Kuehnle; June Litaker; Patricia Maday; William March; Elsie March; Michael Mays; Anne Marie Mays; Jack McReynolds; Dolly McReynolds; Jeffrey Meade; Rhonda Meade; Ray Madill; Richard Natonski; Barbara Natonski; Frans Rauhala; Erica Rauhala; Anthony Romano; Theresa Romano; William Scholz; Acie Shrewsbury; Mary Shrewsbury; David Stafford; Gail Stafford; William Stubbs; Barbara Stubbs; Monte Strait; Mary Strait; Thomas Thoma; Cindy Thomas; Albert Vanlanduyt; Linda Vanlanduyt; Cochise Wanzer; Wanda Wanzer; Paul Wireman; Milton Woodward; Cathy Woodward; Pauline Zvonkovich, On their own behalf and on behalf of all persons similarly situated, Plaintiffs-Appellants,
v.
ALLIANCE MORTGAGE COMPANY; American Savings Bank, FSB; American Security Corporation; Chevy Chase Savings Bank; Citicorp Mortgage, Inc.; City Consumer Services, Inc.; Continental Federal Savings Bank; The Dime Savings Bank of New York; Dominion Federal Savings & Loan Association; Fireman's Fund Mortgage Corporation; First Nationwide Bank; First Union Mortgage Corporation; First Virginia Bank; Fleet Mortgage Corporation; Fleet Real Estate Funding Corporation; Federicksburg Savings & Loan Association; Glenfed Mortgage Corporation; GMAC Mortgage Corporation of Pennsylvania; Goldome Realty Credit Corporation; ICM Mortgage Corporation; Lomas & Nettleton Company; Manufacturer's Hanover Consumer Services, Inc.; Metropolitan Life Insurance Company; Midland Mortgage Corporation of New York; NBD Mortgage Company of Virginia; New York Guardian Mortgagee Corporation; Philadelphia Savings Fund Society; Perpetual Savings Bank, FSB; Ryan Financial Services, Inc.; Ryland Mortgage Company; Signet Bank; Sovran Equity Mortgage Corporation; Sovran Mortgage Corporation; Standard Federal Savings & Loan Association; Talman Home Federal Savings & Loan Association; United Virginia Mortgage Corporation; Washington Federal Savings & Loan Association; Weaver Brothers, Inc., Defendants-Appellees, and
Federal Home Loan Mortgage Corporation; Federal National Mortgage Association; GMAC Mortgage Corporation of Pennsylvania, Defendants.
United States Court of Appeals, Fourth Circuit.https://leagle.com/images/logo.png
Argued June 7, 1988.
Decided September 19, 1988.
As Corrected on Denial of Rehearing October 21, 1988.
Attorney(s) appearing for the Case
Victor Michael Glasberg (Jonathan M. Smith, Victor M. Glasberg & Associates, Alexandria, Va., Daniel H. Borinsky, Nageotte & Borinsky, Woodridge, Va., on brief), for plaintiffs-appellants.
Henry A. Hart, John P. Corrado (David G. Fiske, Hazel, Thomas, Fiske, Beckhorn & Hanes, P.C., Alexandria, Va., Hugh C. Cregger, Jr., Cregger & Cregger, McLean, Va., Dennis L. Veraldi, Eckert, Seamans, Cherin & Mellott, Pittsburgh, Pa., William L. Stauffer, Jr., Kurt Rommel, Frank, Bernstein, Conaway & Goldman, Falls Church, Va., James R. Dever, Mark J. Hardcastle, Hardcastle & Dever, Rockville, Md., Peter W. Tredick, Hogan & Hartson, Washington, D.C., Virginia W. Powell, Dewey B. Morris, Hunton & Williams, Richmond, Va., Eugene Propper, Martin J. Jaron, Jr., Lane & Edson, P.C., Washington, D.C., Anthony F. Troy, Robert D. Seabolt, Mays & Valentine, Richmond, Va., Stephen P. Murphy, McDermott, Will & Emery; Stephen R. Mysliwiec, Piper & Marbury, J. Gordon Forester, Jr., Gilbert E. DeLorme, Pohoryles & Greenstein, P.C., Michael A. Schlanger, Philip J. Harvey, Shaw, Pittman, Potts & Trowbridge, Washington, D.C., Joel B. Harris, Thacher, Proffitt & Wood, New York City, Peter E. Kaplan, Weiner, McCaffrey, Brodsky & Kaplan, P.C., Robert E. Jensen, Williams & Jensen, Washington, D.C., on brief), for defendants-appellees.
Before WIDENER, MURNAGHAN and SPROUSE, Circuit Judges.
United States Court of Appeals, Fourth Circuit.
SPROUSE, Circuit Judge:
John Adamson and the purported class he represents1 appeal the district court's dismissal of his action brought against numerous lending institutions located in the State of Virginia (the Lenders) under the Truth in Lending Act, 15 U.S.C. § 1601 et seq., and RICO, 18 U.S.C. § 1962.2677 F.Supp. 871 The plaintiffs are Virginia residents...
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