MEMORANDUM AND ORDER
SACHS, District Judge.
In 1983, Pamela J. Dunbar McCune, debtor herein, purchased a 1983 fiberglass boat, boat trailer, and outboard motor, financing the purchase through a loan secured by a promissory note in favor of American Bank of Raytown. At the time she executed the note, debtor also signed a document entitled "Security Agreement," which stated in relevant part:
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