RYDER, Acting Chief Judge.
On March 28, 1981, appellant was injured when a vehicle in which she was a passenger was involved in an automobile accident. Efren Buenrostro, the owner and operator of the vehicle, had an insurance policy on the vehicle with appellee.
On July 8, 1981, appellant presented appellee with a completed application for personal injury protection benefits (PIP). Appellant claimed she was an omnibus insured under Buenrostro's policy because...
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