MEMORANDUM
BRUCE I. FOX, Bankruptcy Judge:
On April 30, 1987, the debtors filed a chapter 13 bankruptcy petition. Among their creditors was Commonwealth Mortgage Company of America (hereinafter referred to as "Commonwealth") which held a mortgage against the debtors' residence. On May 19, 1987, Commonwealth filed a secured proof of claim. In response, the debtors commenced an adversary proceeding which, in essence, objected to the secured claim on two discrete...
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