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  5. 429 N.W.2d 463 (1988)
 

CARLSON v. FIRST NAT. BANK

Nos. 15665, 15693.

429 N.W.2d 463 (1988)

Melfred CARLSON, Kay Carlson and Agnes Carlson, Plaintiffs and Appellees, v. FIRST NATIONAL BANK, HETTINGER, NORTH DAKOTA, a Banking Corporation, Defendant and Appellant, and Arneil Erlenbusch, Defendant.

Supreme Court of South Dakota.

Decided September 21, 1988.

Attorney(s) appearing for the Case

Charles Wolsky, Vermillion, Dale Morman of Smit, Shepard, Hughes & Wolsky, Sturgis, for plaintiffs and appellees.

Curtis W. Hanks, Lemmon, for defendant and appellant.

Ronald W. Banks and Jerry D. Johnson, Rapid City, for defendant.

BERNDT, Circuit Judge.

Melfred and Kay Carlson (Carlsons) ranched in the Harding County, South Dakota area for many years and had numerous business dealings with First National Bank, Hettinger, North Dakota (Bank) throughout the years. A majority of their ranch financing was negotiated and recommended by Arneil Erlenbusch (Erlenbusch), an experienced Bank officer.

Carlsons had a debt of approximately $200,000 with Bank when they purchased the family ranch...

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