MEMORANDUM OPINION
A. THOMAS SMALL, Bankruptcy Judge.
The matter before the court is an objection to the debtors' discharge filed on July 28, 1987, by First Federal Savings and Loan Association of Raleigh ("First Federal"), a creditor of the debtors. The trial of this adversary proceeding was held in Raleigh, North Carolina, on February 4, 1988.
FACTS
The debtors filed a voluntary petition for relief under chapter 7 of the Bankruptcy Code...
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