FINDINGS OF FACT, CONCLUSIONS OF LAW AND MEMORANDUM OPINION
ALEXANDER L. PASKAY, Chief Judge.
THIS IS a Chapter 7 liquidation case and the matter under consideration is a Complaint filed by the Plaintiffs, David E. Kimmle and Robert B. Morris, II, as personal representative of the estate of Charles Richard Kimmle (Plaintiffs), which seeks a determination that certain debts allegedly owed by Robert B. Cramer (Debtor) should be declared to be nondischargeable...
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