LANIER, Judge.
This is a suit in contract seeking monthly disability benefit payments under a group insurance policy and statutory penalties for nonpayment. The insurer answered and asserted the insured's disability was caused by a sickness that preexisted the policy of insurance and there was no coverage for this claim. The trial court found as a fact that "plaintiff's disability is the result of generalized osteoarthritis existing before the policy was issued" and...
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