MEMORANDUM OPINION
FRANK W. KOGER, Bankruptcy Judge.
Because there have been a substantial number of controversies arising over the question of lien avoidance, particularly in the Central Division of this District, this opinion will attempt to provide a step by step outline of the interplay between 11 U.S.C. § 522(f) and Mo.R.S. 513.430, et seq., which the Court hopes will be of benefit to counsel in this District, and particularly in that division...
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