SCHLEGEL, Judge.
Appellants William and Sharon Mays were injured in an automobile accident while operating an automobile that was covered by insurance policies insuring William's employer, Samson Securities Company. The accident was the sole fault of an uninsured motorist. This declaratory judgment action was brought to resolve the Mays' rights to further insurance proceeds under the Mays' Travelers policy and the umbrella policy issued by Harbor Insurance Company...
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